Crédit Mutuel Group - 2018 Activity Report Investment isfundamental... SIPAREX AND CRÉDIT MUTUEL NORD EUROPE LAUNCH A REGIONAL INVESTMENT FUND Although it is already involved in several funds, the regional bank hopes this new approach will enable it to target investments in companies in the north (Hauts-de-France, Marne, Ardennes and Belgium). Through the fund, its fi rst LENDING DEDICATED TO CSR venture in this area, CMNE intens to invest €15 md illion by taking minority stakes in innovative and environmentally positive unlisted companies. The bank also plans to invest jointly alongside two other Siparex funds. Arkéa Banque Entreprises et Institutionnels, a Crédit Mutuel Arkéa subsidiary, has set up a specifi c budget for investments in “CSR” projects: renewable energy, infrastructure, clean equipment, energy effi ciency in buildings and so on. With €100 million in funding, this measure aims to encourage current and prospective clients to carry out responsible development projects by offering them discounted loans, i.e. at interest below the standard rates. Market Solutions Dedicated solutions for corporates, fund managers OCÉAN PARTICIPATIONS: and institutional investors GOOD SUPPORT IS FUNDAMENTAL - 1,200institutional clients in Europe Océan Participations provides the fi nancial resources to take - 6,000corporate clients companies where they want to go, within a shared vision of growth projects for companies and institutions. Being part of - 100,000transactions with our corporate clients Crédit Mutuel means that Océan Participations has a secure per year capital base, so you can have complete confi dence in the support - 130asset managers for which we are custodians they provide you over time, over a fl exible investment period - €5 billionof structured EMTN product assets that suits your needs - 450European stocks covered by research INTECH AND CM-CIC INVESTISSEMENT: AGILE DEVELOPMENT A specialist in the automation of industrial processes, the Intech group sees itself not so much as an intermediate-sized enterprise but as a federation of SMEs, each of which is a leader in its niche market. This approach is both fl exible and well-structured, is supported in its development by CM-CIC Investissement. “They got rid of our inhibitions. All that we were lacking was the fi nancing caabites andepliith skisll to grow faster than we thought possible. With CM-CIC Investissement, that glass ceiling has disappeared. We no longer think in terms of risks, but in terms of opportunities.” Michel Schenck, Intech Chairman 86 87