Crédit Mutuel Group - 2018 Activity Report SUPPORT, THE KEY TO SUCCESS CREDIT MUTUEL ANJOU GIVES ZIP TO YOUR BUSINESS Sport, leisure, culture, music, environment, ecology, citizenship, solidarity, humanitarianism, social engagement, entrepreneurship, intrapreneurship... Your project deserves to become a reality, so why not change your Encouraging creators on future? All you need is a project all value a daily basis that creates jobs and promotes one of two Crédit Mutuel’s values: solidarity or local engagement. CRÉDIT MUTUEL ALLIANCE FÉDÉRALE AND THE EIB ARE SIGNING A JOINT FINANCING Support, AGREEMENT TO SUPPORT INNOVATIVE SMES AND REGIONAL INTEGRATION the key to success For the fi rst time, the EIB has teamed up with a Frenchto jointly fi nance SM lender Es and intermediate-sized DEDICATED ORGANIZATIONS enterprises in connection with two major European priorities: innovation and the social and economic integration of the regions. The EIB and Crédit Mutuel will each invest funds of €150 million. “This unprecedented alliance between the European CRÉDIT MUTUEL NORD EUROPE ENTREPRISES Investment Bank and Crédit Mutuel will enable us to boost (merger of the subsidiary BCMNE with CMNE), lending to innovative SMEs and intermediate-sized THE BANK FOR REAL ESTATE BUSINESSES the commercial bank dedicated to business has been enriched enterprises in priority regions,” says Nicolas Théry, with all the services offered by CMNE. Chairman of Crédit Mutuel Alliance Fédérale. AND PROFESSIONALS As a multi-faceted bank, the group supports the projects This merger has helped turn CMNE into a universal bank catering Through more than 4,000 branches in France, for retail customers as well as for intermediate-sized enterprises, Crédit Mutuel Alliance Fédérale will enable European of all entrepreneurs and includes entities specifi cally dedicated SMEs and self-employed professionals. CRÉDIT MUTUEL ARKÉA: to their needs. OVER €200 MILLION OF EQUITY investment policies to reach the businesses they One such entity is BECM, the bank for businesses and real-estate are targeted at, while the substantial contribution professionals of the Crédit Mutuel Alliance Fédérale group. INVESTMENTS IN 2018 to funding provided by the EIB will enable businesses Drawing on the fi nancial strength of the Crédit Mutuel Alliance In the service of regional development, Arkéa Capital, that benefi t to borrow on highly favorable terms. Fédérale group, in particular that of BFCM, BECM is a bank on a Crédit Mutuel Arkéa subsidiary, supports entrepreneurs a human scale, largely decentralized and close to its customers at every stage of their business development through venture This partnership aims to “catalyze” private-sector business with short decision-making chains. A professional equity investor which supports unlisted companies capital, growth capital and buyout capital investments. lending “in an amount of between €5 million and €50 million BECM’s strategy is underpinned by values such as closeness and designs effi cient and competitive solutions for all your over a period of at least four yearsand up to a maximum to the customer, responsiveness and expertise, making it projects, favoring a fl exible, partnership-based approach in close The group thus has a fi rm commitment to private equity, of twelve years.” the key bank in the group for business in France and abroad. contact with managers and shareholders. and 2018 was a key year in its involvement in the sector. 72 73