COMMITED TO OUR ECOSYSTEM Arval business model consists of financing assets, such as vehicles and aggregating a wide set of services, offering a central position in the value chain of the mobility industry, by interacting with all the span of stakeholders from manufacturers, dealers, after-sales networks, innovative start-ups, to corporates and users of mobility solutions. This central role allows Arval to deeply understand the needs of corporates and users, and the opportunities to engage each of the stakeholders to play their part towards impact, on key areas such as the environment or the protection and satisfaction of consumers. Arval also relies on its employees to contribute to the social return through its philanthropy initiatives. + Customers & end users + Customers & end users + OPERATING PRIMARY & SECOND-HAND CAR MARKETs + OPERATING PRIMARY & SECOND-HAND CAR MARKETs + Innovation + Innovation + Philanthropy + Philanthropy -21.4% 179,077 7,800 Accident rate Arval Connect Consulting days % decrease of liable accident rate of the fleet vs Jan 2020 1 Number of vehicles with customer access to the Arval Connect service 2 Number of consulting days provided by Arval to its customers on sustainable mobility cumulated since 2020 3 2024 performance (1) Percentage calculated on the basis of insurance claims of motor third party liability (MTPL) observed by Greenval covering geographies representing 81% of the fleet leased by Arval (2) Including Arval Connect subscriptions and third parties connected data vehicles (3) Any mission that contributes to decarbonising corporate customers’ mobility